Interest Rates For Deposits:
Sl No Duration Of Deposit Rate(General) Rate(Sr. Citizen)
1 30 days to 45 days 3.50 % 3.50%
2 46 Days to 90 Days 4.00 % 4.00 %
3 91 Days to 180 Days 4.50 % 4.50 %
4 181 Days to less than 1 year 5.00% 5.00%
5 1 year to 10 year 5.50% 6.00%
6 MID 5 Years and above 6.00% 6.50%
7 Savings Bank Deposit 3.00% 3.00%
8 Daily Deposit Scheme 1.50% 1.50%
       
       
       
 
Interest Rates For Loans:
Sl No. Type Of Loan Interest Rates
1 Surety / Group Surety Loan 16.00%
2 Personal Loan (Salary-U/S 59) : Upto 3 Lakh 12.75%
3 House Building Loan : Upto 5 Lakh 7.05%
4 House Building Loan : Above 5 Lakh 7.50%
5 Business Loan : Upto 1,00,000 9.50%
6 Business Loan : 1,00,001 - 5,00,000 10.50%
7 Business Loan : 5,00,001 - 10,00,000 10.75%
8 Business Loan : 10,00,001 and above 11.00%
9 Vehicle Loan : Upto Rs. 2,00,000 8.25%
10 Vehicle Loan : Above Rs. 2,00,000 7.25%
11 Secure Loan : Loan against Govt. Security 8.75%
12 Secure Loan : Loan against Daily Deposit 9.75%
13 Gold Loan 7.50%
14 Demand loan against bank's TD upto Rs. 2.00 Lakh 2% higher than the rate of interest on TD
15 Demand loan against bank's TD above Rs. 2.00 Lakh 1% higher than the rate of interest on TD
16 Overdraft limit against bank's TD 2% higher than the rate of interest on TD
17 Locker Rent Rs 1000 p.a.