w.e.f. 01.09.2022

Interest Rates For Deposits: 
Sl No Duration Of Deposit Rate(General) Rate(Sr. Citizen)
1 30 days to 45 days 3.85 % 3.85%
2 46 Days to 90 Days 4.35 % 4.35 %
3 91 Days to 180 Days 4.85 % 4.85 %
4 181 Days to less than 1 year 5.35% 5.35%
5 1 year to less than 2 year 6.60% 7.10%
6 2 years to less than 5 years 6.35% 6.85%
7 5 years to 10 years 6.10% 6.60%
8 SAMSUPER - 400 Days - (Super Senior Citizen – Age 75 & above) NA 7.75%
9 MID 3 Years to less than 5 years 6.85% 7.35%
10 MID 5 Years and above 7.10% 7.60%
11 Savings Bank Deposit 3.00% 3.00%
12 Daily Deposit Scheme 1.50% 1.50%
 
Interest Rates For Loans:
Sl No. Type Of Loan Interest Rates
1 Surety / Group Surety Loan 16.50%
2 Personal Loan (Salary-U/S 59) : Upto 3 Lakh 13.00%
3 House Building Loan : Upto 5 Lakh 7.95%
4 House Building Loan : Above 5 Lakh 8.75%
5 Business Loan : Upto 1,00,000 10.50%
6 Business Loan : 1,00,001 - 5,00,000 11.25%
7 Business Loan : 5,00,001 - 10,00,000 11.50%
8 Business Loan : 10,00,001 and above 11.75%
9 Vehicle Loan : Upto Rs. 2,00,000 9.00%
10 Vehicle Loan : Above Rs. 2,00,000 8.00%
11 Secure Loan : Loan against LIP/NSC/KVP/G-Sec 9.50%
12 Secure Loan : Loan against Daily Deposit 10.50%
13 Gold Loan 8.75%
14 Demand loan against bank's TD upto Rs. 2.00 Lakh 2% higher than the rate of interest on TD
15 Demand loan against bank's TD above Rs. 2.00 Lakh 1% higher than the rate of interest on TD
16 Overdraft limit against bank's TD 2% higher than the rate of interest on TD
17 Locker Rent Rs 1200 p.a. + GST