While GOI has announced different Credt Guarantee Shemes for revival of the economic activity of the country through extension of additional credit facilities to MSMEs and while the Ministry of MSMEs vide circular dated March 3, 2020 included all urban co-operative banks to become member lending institutions under Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE),Credit Linked Capital Subsidy Scheme (CLCSS) and Interest Subvention Scheme (ISS) and while SCDBL has a good number of MSMEs in the service sector enjoying Credit limit for carrying  out construction work and the bank having extended unsecured advances up to Rs.50000.00 to its individual customers for small busines, it is hereby resolved in the meeting of the Board of directors of the bank held on May 18, 2020 that necessary application for membership of the CGTMSE be made to enable the bank to avail of the benefit under Credit Guarantee Scheme and Interest Subvention Scheme as applicable for the benefit of the bank and its customers as well.