Central/State Govt. Employees and Employees of Govt. undertakings servicing along with office of DDO/employer of the applicant within the area of operation of the Bank with not less than one year continuous service.
Teaching and Non-Teaching staff of Primary/Secondary/Higher Secondary Madrasa Schools/Colleges/Universities, employees of Co-operative Banks/Co-operative Institution, making profit at least for the last 3 years, Local Self Government Bodies/ Authorities/Employee etc.
Minimum age of 21 years
Maximum age of 60 years at the time of maturity of the Personal Loan
Minimum net monthly income – Rs. 15,000