Now fulfil your dream to own a house. Avail our home loan at attractive interest rate for construction of dwelling house or purchase of ready build house/Flat/Bungalow etc. Home Loan Scheme is designed just so you can get that perfect home you always wanted, at a price that you can afford.
- Loan Limit : is maximum Upto Rs. 40.00 Lacs.
- Repayment :
- 1. Maximum 240 months subject to age up to 60 years or till the retirement age if salaried whichever is earlier.
- 2. In case of Takeover loan Maximum repayment tenure till residual tenure of earlier sanction or actual whichever is less.
- No Pre-payment Penalty.
- Rate of Interest: is Applicable as per interest rate modifying from time to time.
- Service Charges: are Applicable from time to time.
- Margin: is Applicable from time to time.
Get Housing Loans from Samata Co-op Dev. Bank-
- For Salaried Persons :
- 1. Employees of reputed and financially sound organization.
- 2. Minimum Gross take home salary of INR.15,000/- per month.
- For businessmen & Professionals :
- 1.Business should have establishment of minimum of 3 years.
- Co-Applicant:
- 1. Co-Owners of dwelling unit must be taken as Co-applicant.Spouse /parents of the applicant other than Co-owners can be taken as Co-applicant.
- Duly filled form with:
- i. Income Proof of Applicant(s) & Guarantor(s)
- ii.Property Documents
- iii.PAN Card of Applicant(s) & Guarantor(s)
- iv.KYC of Applicant(s) & Guarantor(s)
- Prime Security: Dwelling Unit/s under construction/ready possession to be purchased.
- One Acceptable Guarantor and Security holders to be also taken as guarantor.
- Other Charges : CERSAI, Filing Mortgage, Insurance of property, Legal charges etc.(Valuation, Sanction Confirmation if applicable)